Every part we cover is listed by name in your cover document. Pick your fuel type below to see exactly what's protected on your car.
Taken from your cover schedule. Choose your fuel type.
This is a summary of your cover schedule. The document is the contract and lists every covered component by name — open the full cover document (PDF).
The same protection on every plan — no hidden tiers, no surprises at claim time.
Up to £3,000 towards each individual mechanical breakdown repair, with a £100 excess per valid claim.
Garage labour covered up to £100 per hour, with unlimited claims throughout your policy.
Up to £60 including VAT towards recovery, in connection with an authorised claim.
Up to £45 a day including VAT, for up to 7 days, where the repair is a long one and we approve it first.
Three common failures, and the difference cover makes on the day.
Illustrative examples using typical UK parts and labour rates, not quotations. Every claim is assessed on the vehicle, the fault and the policy terms.
This is not scaremongering — it is the published national picture.
An MOT does not even test the expensive things. It checks lights, brakes, tyres and structure — not engines, gearboxes, turbochargers or hybrid drive systems. A car can pass on Monday and need a four-figure repair on Friday. See the reliability data →
Get an instant quote and see exactly how much your protection will cost. No obligation, and it takes under two minutes.
Get Your Quote NowYes. Tell them you have ClearPath cover and that the repair needs authorising before work begins. We settle with the garage directly wherever possible, so you are not left waiting on a refund.
Up to £3,000 per claim, with unlimited claims throughout your policy. Garage labour is covered up to £100 per hour, which comfortably covers independent garages across the UK. Main dealer rates can exceed that, and you would cover the difference.
Often yes. Eligibility depends on age and mileage limits, and those are exactly the vehicles where cover tends to earn its keep. Get a quote and you will know in under two minutes.
No. You can take out cover on a car you have owned for years. What matters is that the vehicle does not already have a fault — no policy anywhere covers a problem that existed before it started.
Cover can usually be transferred to the new owner, which is a genuine selling point on a private sale. Contact us and we will arrange it.
Yes, and this catches people out. Your vehicle must be serviced in line with the manufacturer's schedule, and you need to keep the receipts. Missed servicing is one of the most common reasons a claim is declined by any provider.
No. Breakdown cover gets you moving at the roadside. A warranty pays for the repair when a component fails. They are complementary, not alternatives — though recovery is included with your ClearPath policy when your vehicle cannot be driven.
A warranty is only as good as the list it is built on. Here is what a ClearPath policy pays for, and what it does not — set out plainly, before you buy rather than at claim stage.
Sudden, unexpected mechanical and electrical failure of the components listed in your cover document — parts and labour, up to £3,000 per authorised claim.
No UK warranty covers these, ours included. Any provider suggesting otherwise is setting you up for a rejected claim.
This is a summary, not the contract. Your cover document lists every covered component by name, and anything not on that list is not covered. Read it alongside your Validation Certificate, which confirms the limits that apply to your vehicle. If anything is unclear, call us on 020 4577 0371 before you need to claim rather than after.
Every ClearPath plan follows the same promise of clarity. Open the document for your vehicle type — plain English, no small print you have not seen.
Full mechanical and electrical cover for standard petrol and diesel vehicles, from engine and gearbox to electrics.
Engine and transmission cover alongside the electric motor, motor control and high-voltage battery system.
Built for fully electric vehicles — drive motor, power electronics, battery system and EV-specific components.
Not sure which one applies to you? Your cover document is confirmed automatically when you get a quote. Get your instant quote
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